state	rate	fico	ltv	lowdoc	cashout	arms	Y
AK	8.50	614	87.36	28.0	53.3	75.2	16.8
AL	9.20	602	87.66	20.6	52.2	53.5	21.5
AR	9.28	606	87.32	20.7	53.0	51.9	17.9
AZ	8.24	622	83.90	36.7	61.0	74.6	28.1
CA	7.68	640	81.94	46.5	56.0	71.6	37.8
CO	8.16	627	88.89	26.5	48.9	71.0	23.0
CT	8.26	617	82.63	34.1	59.8	64.6	23.4
DC	8.25	616	77.34	38.2	62.8	69.0	28.4
DE	8.35	608	83.70	22.6	64.3	59.5	22.1
FL	8.37	617	83.11	41.6	56.9	65.8	35.2
GA	8.87	609	88.66	25.9	49.2	64.2	26.0
HI	7.45	646	80.37	44.9	62.0	46.6	16.6
IA	9.17	604	88.39	16.4	53.3	64.5	23.2
ID	8.42	612	85.68	24.3	54.1	64.5	17.5
IL	8.59	615	87.22	35.1	54.2	74.0	29.9
IN	9.04	608	88.18	19.6	53.0	58.8	23.9
KS	9.20	608	88.50	17.8	52.0	64.8	19.8
KY	8.87	608	88.11	19.0	51.5	55.6	23.2
LA	9.12	600	85.37	25.4	54.5	50.0	19.2
MA	8.05	625	82.28	39.2	60.3	67.9	32.6
MD	8.17	617	83.19	32.0	65.4	66.5	26.9
ME	8.31	613	81.55	31.2	69.5	52.5	26.6
MI	9.11	604	87.05	26.3	56.8	73.7	33.5
MN	8.41	624	87.19	29.0	56.0	74.8	33.2
MO	9.06	601	87.26	20.5	55.3	65.2	21.4
MS	9.44	594	86.50	21.2	49.5	50.3	23.0
MT	8.54	612	83.69	29.6	56.1	61.9	16.0
NC	9.05	603	87.33	22.2	50.9	56.7	18.1
ND	8.96	612	88.96	22.2	45.5	68.8	15.6
NE	9.00	612	89.00	19.4	50.4	62.3	17.9
NH	8.09	616	81.80	32.1	64.4	60.5	21.6
NJ	8.34	619	81.15	44.6	63.5	67.8	31.1
NM	8.75	610	84.97	27.7	60.2	54.9	15.9
NV	8.14	627	85.29	37.9	53.5	77.0	33.7
NY	7.99	630	80.64	44.6	61.2	49.7	25.0
OH	8.83	606	88.05	20.7	54.1	53.4	28.5
OK	9.02	605	87.28	20.9	52.7	48.3	17.5
OR	7.93	630	85.89	27.2	52.6	64.5	16.1
PA	8.77	605	84.46	24.0	59.7	52.0	19.4
RI	8.09	625	81.40	40.0	65.1	66.2	30.9
SC	9.07	600	86.56	21.6	52.1	48.7	20.8
SD	8.92	615	88.85	21.7	48.5	67.9	20.9
TN	8.87	610	89.07	21.2	46.7	52.0	21.9
TX	8.88	606	84.44	29.8	41.7	45.3	14.1
UT	8.29	625	88.71	27.2	43.0	73.2	14.5
VA	8.37	614	83.75	28.7	63.0	63.2	22.8
VT	8.65	612	80.29	30.3	67.6	59.7	22.6
WA	7.99	627	86.24	27.3	53.9	68.7	17.0
WI	8.96	609	87.27	23.5	58.9	73.7	30.1
WV	9.32	596	84.24	16.7	60.7	52.2	18.7
WY	8.54	613	87.54	17.3	51.1	62.3	12.4